SIA-Licensed Guards & Guarding Firms
Restraint, detention, wrongful-arrest allegations — standard liability policies aren’t written for this trade. Six questions to find insurers whose wordings are.
Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.
The interactive quiz above only shows the results relevant to your answers. For reference, here's the full list it draws from:
The quick online route for self-employed guards — public liability £1m–£5m from £12.19/month, 2,700 guards covered, and published claims data (average claim £18,123).
Automatic £5m public/products and £10m employers’ liability — the limits councils and large contracts actually demand.
Long-running combined liability scheme (Coversecure/XL Catlin) with inefficacy cover, deliberate-acts cover and PI at £1m–£2m.
30-year specialist underwriting scheme; manned guarding from £500 + IPT minimum premium, properly rated by site type.
Routes SIA-licensed individuals and firms to specialist security insurers for benchmarking.
This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026. Whatever you buy, confirm the wording covers injury from deliberate acts (restraint, removal) and wrongful arrest — without these, a policy is not fit for security work.