An indemnity-led profession of information rather than premises – defamation, breach of confidentiality, lost evidence and data-protection failures, not slips and trips.
Buy professional indemnity first and size it to your clients (£500k minimum, £1m for corporate work), add cyber cover if case files live on your systems – they do – and treat public liability as the cheap extra rather than the core. In an unregulated industry, carrying serious insurance isn't just protection; it's one of the few credentials a client can verify.