Professional, Financial & Consulting · Insurance for

Mortgage Brokers

Mortgage brokers are FCA-regulated, and that changes the insurance conversation entirely: professional indemnity isn't advisable, it's a condition of authorisation, with minimum limits written into the FCA Handbook (MIPRU 3).

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Key takeaway

Compliance is the floor: MIPRU limits, regulated excess, unbroken cover since authorisation. Above the floor, buy against your product mix – later-life and equity-release work needs limits and wordings mainstream books don't – and treat run-off as part of your exit plan's cost base. Use a financial-services PI specialist; this is not a generalist's market.

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In the guide

What we cover for mortgage brokers

  1. What insurance does a mortgage broker need?
  2. How much does it cost?
  3. Comparison of providers
  4. Reviews and expert ratings
  5. Key takeaway
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