"Lifestyle consultant" is an umbrella over a genuinely mixed practice: personal styling and image consulting, home organisation, wellness and habit coaching, concierge-style life management.
List everything you do – styling, organising, coaching, wellness, the lot – and buy the policy that names it all, from whichever market fits the heaviest element. Client homes make public liability non-negotiable; modality creep makes annual wording reviews worth the ten minutes. The umbrella term is vague; your policy schedule shouldn't be.