HR consulting advises on the most litigated relationship in business – employment – and its insurance question has a distinctive twist: when the dismissal you advised on ends in tribunal, whose problem is it? The client employer faces the tribunal; you face the client.
Carry £1m PI as the floor, document that clients decide while you advise (your file notes are your defence), and treat any insured-retainer offering as an insurance programme to be designed, not a marketing feature to be added. You spend your days telling clients that process protects them; the same is true of you.