Professional, Financial & Consulting · Insurance for

Consultants

The solo consultant – freelance, contracting, or portfolio – is the modal buyer of professional indemnity in Britain, and the market prices accordingly: this is the cheapest, most competitive corner of business insurance, with strong online products and genuine choice.

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Key takeaway

Buy £1m PI before your first contract asks for it, read the insurance clause in every contract you sign, and keep cover continuous – the claims-made trap catches consultants who lapse between gigs. Then check your policy schedule actually names your specialism: "consultant" is what you are; the schedule is what you're covered as. Running a consulting firm with staff and associates? See our consultancy-firm guide – the exposures change.

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In the guide

What we cover for consultants

  1. What insurance does a consultant need?
  2. How much does it cost?
  3. Comparison of providers
  4. Reviews and expert ratings
  5. Key takeaway
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Next step

Find the insurers that fit how you work

5 quick questions. We'll score the insurers that match how you actually work, and show you where to go next.

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