Health & Fitness · Insurance for

Gyms & Fitness Studios

Running premises full of heavy equipment and members – a commercial package covering member injuries, expensive kit, and the income lost if the doors have to close.

Key takeaway

Treat gym insurance as four decisions – liability limits (£5m/£10m), the freelance-PT arrangement, equipment and premises sums insured, and business interruption – and be scrupulously accurate about activities and access arrangements. The premium difference for disclosing your sauna is small; the claims difference for not disclosing it is total.

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What we cover for gyms

  1. What insurance does a gym need?
  2. How much does gym insurance cost?
  3. Comparison of gym insurance providers
  4. What customers say: review data
  5. Independent expert ratings
  6. Key takeaway
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