Find the right instructor cover in 60 seconds

UK Fitness Instructors

Gyms and studios won’t let you teach without proof of cover. Six quick questions to match how you train people to the providers built for it.

Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.

Every recommendation it may make, and why

The interactive quiz above only shows the results relevant to your answers. For reference, here's the full list it draws from:

Insure4Sport

The multi-sport specialist: 400+ activities on one Aviva-backed policy, public liability to £10m, loss of earnings to £750/week and equipment cover. 4.7 on Trustpilot.

Protectivity

The cheapest verified entry point (from £3.86/month) covering gyms, homes, outdoor and online sessions. 4.8 on Trustpilot.

Simply Business

Compares multiple insurers in one quote, with easy employers’ liability and equipment add-ons.

EMD UK

Membership from £51/year including £10m public liability and a discounted PPL music licence — strong value for class instructors who play music.

FitPro

The long-established fitness-industry membership body, bundling insurance with CPD and professional standing.

SportsCover Direct

Clear written conditions for online and remote coaching, with £500 of equipment cover free as standard.

This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026.