One policy, both disciplines — find the right fit
UK Yoga & Pilates Teachers
Hands-on adjustment, reformers, hot studios: yoga and Pilates need instruction-literate cover. Six questions to match your teaching to the right provider.
Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.
Question 1: What do you teach?
- Yoga only
- Points to: Yoga Alliance Professionals (+2), Balens (+1), Protectivity (+1)
- Pilates only
- Points to: EMD UK (+2), Insure4Sport (+1), Protectivity (+1)
- Both
- Points to: Balens (+2), Insure4Sport (+2), EMD UK (+1)
Question 2: Do you also practise other therapies?
Massage, reflexology, meditation teaching…
- Yes
- Points to: Balens (+3)
- No
- Points to: no specific provider (neutral answer)
Question 3: Any of these formats?
- Hot yoga
- Points to: Balens (+1), Insure4Sport (+1)
- Aerial yoga — Rates harder — declare it explicitly
- Points to: Insure4Sport (+2), Balens (+1)
- Equipment Pilates (reformers) — Insure machines at replacement cost
- Points to: EMD UK (+1), Insure4Sport (+1), Simply Business (+1)
- Mat-based only
- Points to: Protectivity (+1)
Question 4: Are you in (or open to) a professional body?
- Yes — a yoga body
- Points to: Yoga Alliance Professionals (+3), Balens (+1)
- Yes — a therapy/exercise body
- Points to: Balens (+2), EMD UK (+2)
- No
- Points to: Protectivity (+2), Insure4Sport (+1), Simply Business (+1)
Question 5: Where do you teach?
- Studios and gyms
- Points to: Insure4Sport (+1), EMD UK (+1), Protectivity (+1)
- My home studio
- Points to: Balens (+1), Protectivity (+1)
- Retreats incl. abroad
- Points to: Balens (+2), Insure4Sport (+1)
- Online
- Points to: Protectivity (+1), Insure4Sport (+1)
Question 6: What matters most?
- Lowest price
- Points to: Protectivity (+2), EMD UK (+1)
- Widest multi-discipline wording
- Points to: Balens (+3)
- Income protection
- Points to: Insure4Sport (+2)
- Comparing the market
- Points to: Simply Business (+3)
Providers in this tool
Balens
The multi-discipline standard: yoga, Pilates and any other qualified therapies on one Zurich-underwritten schedule, usually via professional-body schemes at £50–£100/year.
EMD UK
Membership from £51/year with £10m public liability and explicit Level 3 Yoga / Level 3 Pilates qualification tiers.
Insure4Sport
Yoga, Pilates and 400+ other activities on one Aviva-backed policy with loss-of-earnings options. 4.7 on Trustpilot.
https://www.insure4sport.co.uk/
Protectivity
Fast online cover for both disciplines from £3.86/month. 4.8 on Trustpilot.
Yoga Alliance Professionals
Yoga-specific membership with bundled insurance and community — verify Pilates is named if you teach both.
Simply Business
Multi-insurer benchmark with easy employers’ liability add-on.
https://www.simplybusiness.co.uk/
This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026.