Find cover that matches how you actually coach
UK Sports Coaches
Contact sports, junior squads, demonstration injuries — coaching has exposures generic policies miss. Six questions to find the right fit.
Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.
Question 1: What do you coach?
- Contact sports (football, rugby, martial arts…) — Participant-to-participant cover matters here
- Points to: Insure4Sport (+3)
- Non-contact sports (athletics, tennis, swimming…)
- Points to: UK Coaching (+1), Protectivity (+1), Insure4Sport (+1)
- Several sports
- Points to: Insure4Sport (+2), UK Coaching (+1)
Question 2: Do you coach children or vulnerable adults?
- Yes, regularly — Ask any insurer how abuse allegations are handled
- Points to: UK Coaching (+3), Insure4Sport (+1)
- Occasionally
- Points to: UK Coaching (+2), Insure4Sport (+1)
- Adults only
- Points to: no specific provider (neutral answer)
Question 3: How exposed is your income if you’re injured?
- Very — coaching is my living — Loss-of-earnings cover is worth its premium
- Points to: Insure4Sport (+3)
- Partly
- Points to: Insure4Sport (+1), Protectivity (+1)
- It’s voluntary or side income
- Points to: UK Coaching (+1), Protectivity (+1)
Question 4: How much do you value CPD and coaching resources?
- A lot — I’d use a learning platform
- Points to: UK Coaching (+3)
- Not really — I just want insurance
- Points to: Insure4Sport (+2), Protectivity (+2)
Question 5: Do other coaches work with you?
- Yes
- Points to: Insure4Sport (+2), Simply Business (+2)
- No, just me
- Points to: no specific provider (neutral answer)
Question 6: Do you coach online?
- Yes — live or recorded sessions
- Points to: SportsCover Direct (+3), Protectivity (+1)
- In person only
- Points to: no specific provider (neutral answer)
Providers in this tool
Insure4Sport
400+ sports free on one Aviva-backed policy, with participant-to-participant liability, loss of earnings to £750/week and a 20% multi-coach discount. 4.7 on Trustpilot.
https://www.insure4sport.co.uk/sports-coaching-insurance/
UK Coaching
Premium+ membership (~£9/month): £10m public liability plus abuse-allegation cover, 230+ sports, and 900+ CPD resources — insurance and professional development in one.
https://www.ukcoaching.org/insurance/
Protectivity
From £3.86/month covering fitness-based, sports and martial-arts coaching. 4.8 on Trustpilot.
Simply Business
Multi-insurer comparison with easy employers’ liability for coaching businesses.
https://www.simplybusiness.co.uk/
SportsCover Direct
Sports specialist with clear conditions for remote and online coaching.
https://www.sportscoverdirect.com/
This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026.