Find cover that actually responds to door work

SIA-Licensed Door Staff & Security Firms

Standard liability policies often exclude injury from deliberate acts — the exact risk of door supervision. Six questions to match you to insurers whose wordings are written for the job.

Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.

Question 1: Who needs the cover?

Just me — self-employed door supervisor
Points to: Simply Business (+3), QuoteRack (+1)
A small firm (2–10 staff)
Points to: Just Quote Me (+3), Citynet (+2)
An established security company
Points to: Citynet (+3), Camberford (via your broker) (+3)

Question 2: Where do you mostly work?

Pubs, bars and nightclubs
Points to: Citynet (+2), Camberford (via your broker) (+1), Just Quote Me (+1)
Events, festivals and stewarding
Points to: Just Quote Me (+3), Citynet (+1)
Corporate, retail or static sites
Points to: Simply Business (+1), Just Quote Me (+1)

Question 3: Do your contracts specify minimum limits?

Yes — £5m public liability / £10m employers’ liability
Points to: Just Quote Me (+3), Citynet (+2), Camberford (via your broker) (+1)
No, or I don’t know yet
Points to: Simply Business (+1), QuoteRack (+1)

Question 4: Do you use staff or subcontractors?

Labour-only subcontractors usually count as employees — employers’ liability is a legal requirement

Yes — employees and/or labour-only subs
Points to: Just Quote Me (+2), Citynet (+2), Camberford (via your broker) (+1)
No — just me
Points to: Simply Business (+2)

Question 5: Beyond public liability, what do you need?

Inefficacy / contractual liability and PI — Cover for failing to deliver the contracted service — a security-sector speciality
Points to: Citynet (+3), Camberford (via your broker) (+2)
Wrongful arrest and deliberate-acts cover — Essential for door work — check any policy includes this
Points to: Citynet (+2), Just Quote Me (+2), Camberford (via your broker) (+1)
Just solid public liability
Points to: Simply Business (+2), QuoteRack (+1)

Question 6: How do you want to buy?

Online, instantly
Points to: Simply Business (+2), QuoteRack (+1)
Through a specialist broker
Points to: Citynet (+2), Camberford (via your broker) (+2), Just Quote Me (+1)

Providers in this tool

Simply Business

The quick online route for self-employed door supervisors — public liability at £1m/£2m/£5m from £12.19/month, with employers’ liability as an add-on.

https://www.simplybusiness.co.uk/business-insurance/door-supervisors-insurance/

Just Quote Me

Bespoke security cover with automatic £5m public/products liability and £10m employers’ liability — the limits councils and large venues actually demand.

https://justquoteme.co.uk/security-insurance/

Citynet

A long-running combined liability scheme (underwritten via Coversecure/XL Catlin) including inefficacy cover, deliberate-acts cover and professional indemnity at £1m–£2m.

https://citynet.co.uk/schemes/security-liability-scheme/

Camberford (via your broker)

A 30-year specialist underwriting scheme for security firms — accessed through a broker, with door supervision rated properly (minimum premium £1,500 + IPT).

https://www.camberford.com/products/manned-guard-door-supervisors-insurance/

QuoteRack

Routes SIA-licensed individuals and firms to specialist security insurers — useful for benchmarking.

https://www.quoterack.co.uk/business-insurance/door-supervisors-security-guard-insurance/

This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026. Whatever you buy, confirm in the wording that injury arising from deliberate acts (restraint, ejection) and wrongful arrest are covered — without them, a policy is not fit for door work.