Find the right dance teacher cover in 60 seconds

UK Dance Teachers

From association schemes to instant online policies — six questions to match how and where you teach to the right provider.

Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.

Question 1: Are you a member of a dance professional body?

Yes — the ISTD
Points to: Gallagher dance scheme (+3)
Yes — One Dance UK
Points to: Gordon & Co (One Dance UK First Step) (+3)
Another body / considering joining
Points to: Gallagher dance scheme (+2)
No
Points to: Protectivity (+1), Markel Direct (+1), Simply Business (+1)

Question 2: What do you teach?

Standard styles (ballet, ballroom, street, salsa…)
Points to: Protectivity (+1), Markel Direct (+1), Simply Business (+1)
High-impact styles (breaking, acro, aerial) — These rate harder — declare them explicitly
Points to: Gallagher dance scheme (+2), Simply Business (+1)
I examine or adjudicate as well as teach
Points to: Gallagher dance scheme (+3), Gordon & Co (One Dance UK First Step) (+1)

Question 3: Do you put on shows or enter competitions?

End-of-term shows
Points to: Markel Direct (+2), Gallagher dance scheme (+1)
Competitions — Some policies exclude competitions — check the wording
Points to: Gallagher dance scheme (+2), AXA (+1), Simply Business (+1)
Neither
Points to: no specific provider (neutral answer)

Question 4: Do you teach outside the UK?

Yes — tours, retreats or abroad
Points to: Mode Insurance (+3)
UK only
Points to: no specific provider (neutral answer)

Question 5: Do you run a school with staff or premises?

Yes
Points to: Gallagher dance scheme (+2), AXA (+2), Simply Business (+1)
No — I teach in hired spaces
Points to: Protectivity (+1), Markel Direct (+1)

Question 6: What matters most?

Lowest price
Points to: Protectivity (+2), Markel Direct (+1)
Dance-literate wording
Points to: Gallagher dance scheme (+2), Gordon & Co (One Dance UK First Step) (+2)
Personal accident protection
Points to: Simply Business (+2), Gallagher dance scheme (+1)
Comparing the market
Points to: Simply Business (+3)

Providers in this tool

Gallagher dance scheme

The sector’s dedicated scheme — ~5,500 dance teachers, examiners and principals insured, from £72/year, with flexible add-ons up to buildings and business interruption. Also runs the ISTD member scheme.

https://www.ajg.com/uk/small-business-insurance/specialist-solutions/dance-teachers-insurance/

Gordon & Co (One Dance UK First Step)

Zurich-underwritten scheme exclusive to One Dance UK members — £99.70 all-in for a full year, pro-rated if you join mid-year.

https://www.gordonandco.co.uk/products/first-step-dance-teacher-insurance/

Protectivity

From £3.86/month covering one-to-one, group and online teaching in any style. 4.8 on Trustpilot.

https://www.protectivity.com/product/dance-teacher-insurance/

Markel Direct

From £5/month with all venues and styles covered — including end-of-term performances up to 500 attendees (competitions excluded).

https://www.markeluk.com/business-insurance/dance-teacher-ballet-instructor-insurance

Simply Business

Multi-insurer comparison from £6.14/month, with a strong personal accident option — their average dance teacher claim was £4,362 last year.

https://www.simplybusiness.co.uk/business-insurance/dance-teacher-insurance/

AXA

Public liability to £5m and employers’ liability from a household name — covering solo tutors through to dance schools and competitive teams.

https://www.axa.co.uk/business-insurance/dance-teacher-insurance/

Mode Insurance

PLI at £84/year with UK & EU cover as standard and a worldwide option — useful for touring and teaching abroad.

https://modeinsurance.co.uk/dance-teachers/

This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026.