Trade cover plus the surveillance-specific risks

UK CCTV Installers

Ladders and drilling — plus systems that miss the incident and footage that counts as personal data. Six questions to cover all three.

Answer the questions below; each option points toward the providers whose cover fits that answer. Your closest matches are the providers your answers point to most often.

Question 1: Domestic or commercial work?

Mostly domestic
Points to: Tradesman Saver / Electrician Saver (+2), Simply Business (+1)
Mostly commercial
Points to: Markel Direct (+2), AXA (+1)
Mixed
Points to: Simply Business (+1), Markel Direct (+1)

Question 2: Do you design systems and advise on camera coverage?

Yes — A system that misses the incident is a professional indemnity claim
Points to: Markel Direct (+3), AXA (+1)
No — fit to spec only
Points to: Tradesman Saver / Electrician Saver (+1), Simply Business (+1)

Question 3: Do you advise on or handle footage/data?

CCTV footage of identifiable people is personal data under UK GDPR

Yes — storage, monitoring or compliance advice
Points to: Markel Direct (+2), AXA (+1)
No — install and hand over
Points to: Simply Business (+1), Tradesman Saver / Electrician Saver (+1)

Question 4: Much work at height?

Yes — regularly on ladders/towers — Personal accident cover earns its premium here
Points to: Simply Business (+1), Markel Direct (+1), Tradesman Saver / Electrician Saver (+1)
Mostly ground level
Points to: no specific provider (neutral answer)

Question 5: Kit in the van overnight?

Yes — Check the forced-entry and overnight conditions
Points to: Simply Business (+1), Tradesman Saver / Electrician Saver (+1), Rhino Trade Insurance (+1)
No
Points to: no specific provider (neutral answer)

Question 6: What matters most?

Lowest price
Points to: Simply Business (+2), Tradesman Saver / Electrician Saver (+2)
Failed-system and data wording
Points to: Markel Direct (+3)
Big-brand backing
Points to: AXA (+2)
Comparing the market
Points to: Simply Business (+3)

Providers in this tool

Simply Business

Cheapest verified entry at £4.95/month, ~380 CCTV installers covered, multi-insurer comparison.

https://www.simplybusiness.co.uk/business-insurance/cctv-installers-insurance/

Markel Direct

Purpose-built installer cover from £10/month with PI for systems that fail to record, contract works and goods in transit.

https://www.markeluk.com/business-insurance/security-alarm-cctv-installer-insurance

Tradesman Saver / Electrician Saver

From £54/year with £10m employers’ liability standard and product liability for supplied cameras and recorders.

https://www.tradesmansaver.co.uk/electricians-insurance/cctv-installer-insurance/

AXA

Security-installer wording from £76/year with a 10% online discount and household-name backing.

https://www.axa.co.uk/business-insurance/security-company-alarm-installation-insurance/

Rhino Trade Insurance

Online trade specialist with £1m–£5m liability levels.

https://www.rhinotradeinsurance.com/trades-covered/cctv-installer-insurance/

This tool gives a guide match based on typical product features, not financial advice. Cover details, prices and review scores change — always read the policy wording and compare at least two quotes before buying. Information last checked June 2026.